/* consorcio.html */
.page-banner { height: 350px; background-size: cover; background-position: center; display: flex; align-items: center; justify-content: center; position: relative; }
    .page-banner .overlay { position: absolute; inset: 0; background: rgba(0,0,0,0.55); }
    .page-banner .content { position: relative; z-index: 2; text-align: center; color: #fff; }
    .page-banner h1 { color: #fff; font-size: 2.8rem; margin-bottom: 10px; }
    .page-banner p { color: rgba(255,255,255,0.9); font-size: 1.2rem; }


/* contato.html */
.page-banner {
      position: relative;
      display: flex;
      align-items: center;
      justify-content: center;
      min-height: 320px;
      padding: 4rem 1rem;
      text-align: center;
      color: #fff;
      background-image: url('https://images.unsplash.com/photo-1423666639041-f56000c27a9a?w=1600');
      background-size: cover;
      background-position: center;
      background-repeat: no-repeat;
    }
    .page-banner::before {
      content: '';
      position: absolute;
      inset: 0;
      background: rgba(0, 0, 0, 0.6);
      z-index: 1;
    }
    .page-banner .container {
      position: relative;
      z-index: 2;
    }
    .page-banner h1 {
      font-size: 2.5rem;
      font-weight: 700;
      margin-bottom: 0.75rem;
    }
    .page-banner p {
      font-size: 1.125rem;
      opacity: 0.9;
    }


/* outros-seguros.html */
.page-banner {
      position: relative;
      width: 100%;
      min-height: 320px;
      display: flex;
      align-items: center;
      justify-content: center;
      text-align: center;
      background-size: cover;
      background-position: center;
      color: #fff;
      padding: 60px 20px;
      box-sizing: border-box;
    }
    .page-banner .overlay {
      position: absolute;
      inset: 0;
      background: linear-gradient(135deg, rgba(0,0,0,0.75), rgba(0,0,0,0.55));
    }
    .page-banner .banner-content {
      position: relative;
      z-index: 2;
      max-width: 760px;
      margin: 0 auto;
    }
    .page-banner h1 {
      font-size: 2.2rem;
      font-weight: 700;
      margin: 0 0 12px;
      letter-spacing: 0.5px;
    }
    .page-banner p {
      font-size: 1.05rem;
      margin: 0;
      opacity: 0.95;
      font-weight: 300;
    }
    .secao {
      padding: 64px 0;
    }
    .titulo-secao {
      text-align: center;
      font-size: 1.8rem;
      font-weight: 700;
      margin-bottom: 40px;
      color: #1a1a1a;
    }
    .historia-container {
      display: flex;
      gap: 40px;
      align-items: center;
      flex-wrap: wrap;
    }
    .historia-texto {
      flex: 1 1 320px;
      font-size: 1rem;
      line-height: 1.7;
      color: #333;
    }
    .historia-texto p {
      margin-bottom: 16px;
    }
    .historia-imagem {
      flex: 1 1 320px;
      max-width: 480px;
    }
    .historia-imagem img {
      width: 100%;
      height: auto;
      border-radius: 12px;
      object-fit: cover;
      display: block;
    }
    .cards {
      display: grid;
      grid-template-columns: repeat(auto-fit, minmax(240px, 1fr));
      gap: 24px;
    }
    .card {
      background: #fff;
      border-radius: 12px;
      overflow: hidden;
      box-shadow: 0 4px 16px rgba(0,0,0,0.08);
      transition: transform 0.25s ease, box-shadow 0.25s ease;
    }
    .card:hover {
      transform: translateY(-4px);
      box-shadow: 0 8px 24px rgba(0,0,0,0.12);
    }
    .card-img {
      width: 100%;
      height: 180px;
      object-fit: cover;
      display: block;
    }
    .card-body {
      padding: 20px;
    }
    .card-body h3 {
      font-size: 1.15rem;
      margin: 0 0 8px;
      color: #1a1a1a;
    }
    .card-body p {
      font-size: 0.95rem;
      line-height: 1.6;
      color: #555;
      margin: 0;
    }
    .cta-final {
      text-align: center;
      padding: 64px 20px;
      background: #f5f5f5;
    }
    .cta-final h2 {
      font-size: 1.8rem;
      margin-bottom: 16px;
      color: #1a1a1a;
    }
    .cta-final p {
      font-size: 1rem;
      color: #555;
      max-width: 600px;
      margin: 0 auto 28px;
    }
    .cta-final a {
      display: inline-block;
      background: #1a73e8;
      color: #fff;
      padding: 14px 32px;
      border-radius: 8px;
      text-decoration: none;
      font-weight: 600;
      font-size: 1rem;
      transition: background 0.2s ease;
    }
    .cta-final a:hover {
      background: #1557b0;
    }
    @media (max-width: 768px) {
      .page-banner h1 { font-size: 1.7rem; }
      .page-banner p { font-size: 0.95rem; }
      .titulo-secao { font-size: 1.5rem; }
      .historia-container { flex-direction: column; }
      .historia-imagem { max-width: 100%; }
    }


/* politicas.html */
* { margin: 0; padding: 0; box-sizing: border-box; }
body { font-family: Arial, sans-serif; background: #f4f7f9; color: #333; line-height: 1.6; padding: 40px 20px; }
.card { max-width: 800px; margin: 0 auto; background: #fff; border-radius: 12px; box-shadow: 0 4px 20px rgba(0,0,0,0.1); padding: 40px; border-top: 4px solid #003366; }
h1 { color: #003366; font-size: 1.8rem; margin-bottom: 5px; }
.subtitle { color: #999; font-size: 0.9rem; margin-bottom: 30px; border-bottom: 1px solid #eee; padding-bottom: 15px; }
h2 { color: #003366; font-size: 1.3rem; margin: 25px 0 15px; }
h3 { color: #2c3e50; font-size: 1rem; margin: 18px 0 8px; }
p { font-size: 0.95rem; margin-bottom: 12px; color: #444; }
ul { padding-left: 20px; margin-bottom: 15px; }
li { font-size: 0.95rem; margin-bottom: 8px; color: #444; }
strong { color: #003366; }
.back-link { display: inline-block; margin-top: 25px; color: #003366; font-weight: 600; text-decoration: none; padding: 10px 20px; border: 2px solid #003366; border-radius: 6px; }
.back-link:hover { background: #003366; color: #fff; }
.footer-note { margin-top: 30px; padding-top: 20px; border-top: 1px solid #eee; font-size: 0.85rem; color: #999; text-align: center; }


/* seguro-auto.html */
.page-banner {
      position: relative;
      width: 100%;
      min-height: 320px;
      display: flex;
      align-items: center;
      justify-content: center;
      text-align: center;
      background-size: cover;
      background-position: center;
      color: #fff;
      padding: 60px 20px;
      box-sizing: border-box;
    }
    .page-banner .overlay {
      position: absolute;
      inset: 0;
      background: linear-gradient(135deg, rgba(0,0,0,0.75), rgba(0,0,0,0.55));
    }
    .page-banner .banner-content {
      position: relative;
      z-index: 2;
      max-width: 760px;
      margin: 0 auto;
    }
    .page-banner h1 {
      font-size: 2.2rem;
      font-weight: 700;
      margin: 0 0 12px;
      letter-spacing: 0.5px;
    }
    .page-banner p {
      font-size: 1.05rem;
      margin: 0;
      opacity: 0.95;
      font-weight: 300;
    }
    .secao {
      padding: 64px 0;
    }
    .titulo-secao {
      text-align: center;
      font-size: 1.8rem;
      font-weight: 700;
      margin-bottom: 40px;
      color: #1a1a1a;
    }
    .historia-container {
      display: flex;
      gap: 40px;
      align-items: center;
      flex-wrap: wrap;
    }
    .historia-texto {
      flex: 1 1 320px;
      font-size: 1rem;
      line-height: 1.7;
      color: #333;
    }
    .historia-texto p {
      margin-bottom: 16px;
    }
    .historia-imagem {
      flex: 1 1 320px;
      max-width: 480px;
    }
    .historia-imagem img {
      width: 100%;
      height: auto;
      border-radius: 12px;
      object-fit: cover;
      display: block;
    }
    .cards {
      display: grid;
      grid-template-columns: repeat(auto-fit, minmax(240px, 1fr));
      gap: 24px;
    }
    .card {
      background: #fff;
      border-radius: 12px;
      overflow: hidden;
      box-shadow: 0 4px 16px rgba(0,0,0,0.08);
      transition: transform 0.25s ease, box-shadow 0.25s ease;
    }
    .card:hover {
      transform: translateY(-4px);
      box-shadow: 0 8px 24px rgba(0,0,0,0.12);
    }
    .card-img {
      width: 100%;
      height: 180px;
      object-fit: cover;
      display: block;
    }
    .card-body {
      padding: 20px;
    }
    .card-body h3 {
      font-size: 1.15rem;
      margin: 0 0 8px;
      color: #1a1a1a;
    }
    .card-body p {
      font-size: 0.95rem;
      line-height: 1.6;
      color: #555;
      margin: 0;
    }
    .cta-final {
      text-align: center;
      padding: 64px 20px;
      background: #f5f5f5;
    }
    .cta-final h2 {
      font-size: 1.8rem;
      margin-bottom: 16px;
      color: #1a1a1a;
    }
    .cta-final p {
      font-size: 1rem;
      color: #555;
      max-width: 600px;
      margin: 0 auto 28px;
    }
    .cta-final a {
      display: inline-block;
      background: #1a73e8;
      color: #fff;
      padding: 14px 32px;
      border-radius: 8px;
      text-decoration: none;
      font-weight: 600;
      font-size: 1rem;
      transition: background 0.2s ease;
    }
    .cta-final a:hover {
      background: #1557b0;
    }
    @media (max-width: 768px) {
      .page-banner h1 { font-size: 1.7rem; }
      .page-banner p { font-size: 0.95rem; }
      .titulo-secao { font-size: 1.5rem; }
      .historia-container { flex-direction: column; }
      .historia-imagem { max-width: 100%; }
    }


/* seguro-residencial.html */
.page-banner {
      position: relative;
      width: 100%;
      min-height: 320px;
      display: flex;
      align-items: center;
      justify-content: center;
      text-align: center;
      background-size: cover;
      background-position: center;
      color: #fff;
      padding: 60px 20px;
      box-sizing: border-box;
    }
    .page-banner .overlay {
      position: absolute;
      inset: 0;
      background: linear-gradient(135deg, rgba(0,0,0,0.75), rgba(0,0,0,0.55));
    }
    .page-banner .banner-content {
      position: relative;
      z-index: 2;
      max-width: 760px;
      margin: 0 auto;
    }
    .page-banner h1 {
      font-size: 2.2rem;
      font-weight: 700;
      margin: 0 0 12px;
      letter-spacing: 0.5px;
    }
    .page-banner p {
      font-size: 1.05rem;
      margin: 0;
      opacity: 0.95;
      font-weight: 300;
    }
    .secao {
      padding: 64px 0;
    }
    .titulo-secao {
      text-align: center;
      font-size: 1.8rem;
      font-weight: 700;
      margin-bottom: 40px;
      color: #1a1a1a;
    }
    .historia-container {
      display: flex;
      gap: 40px;
      align-items: center;
      flex-wrap: wrap;
    }
    .historia-texto {
      flex: 1 1 320px;
      font-size: 1rem;
      line-height: 1.7;
      color: #333;
    }
    .historia-texto p {
      margin-bottom: 16px;
    }
    .historia-imagem {
      flex: 1 1 320px;
      max-width: 480px;
    }
    .historia-imagem img {
      width: 100%;
      height: auto;
      border-radius: 12px;
      object-fit: cover;
      display: block;
    }
    .cards {
      display: grid;
      grid-template-columns: repeat(auto-fit, minmax(240px, 1fr));
      gap: 24px;
    }
    .card {
      background: #fff;
      border-radius: 12px;
      overflow: hidden;
      box-shadow: 0 4px 16px rgba(0,0,0,0.08);
      transition: transform 0.25s ease, box-shadow 0.25s ease;
    }
    .card:hover {
      transform: translateY(-4px);
      box-shadow: 0 8px 24px rgba(0,0,0,0.12);
    }
    .card-img {
      width: 100%;
      height: 180px;
      object-fit: cover;
      display: block;
    }
    .card-body {
      padding: 20px;
    }
    .card-body h3 {
      font-size: 1.15rem;
      margin: 0 0 8px;
      color: #1a1a1a;
    }
    .card-body p {
      font-size: 0.95rem;
      line-height: 1.6;
      color: #555;
      margin: 0;
    }
    .cta-final {
      text-align: center;
      padding: 64px 20px;
      background: #f5f5f5;
    }
    .cta-final h2 {
      font-size: 1.8rem;
      margin-bottom: 16px;
      color: #1a1a1a;
    }
    .cta-final p {
      font-size: 1rem;
      color: #555;
      max-width: 600px;
      margin: 0 auto 28px;
    }
    .cta-final a {
      display: inline-block;
      background: #1a73e8;
      color: #fff;
      padding: 14px 32px;
      border-radius: 8px;
      text-decoration: none;
      font-weight: 600;
      font-size: 1rem;
      transition: background 0.2s ease;
    }
    .cta-final a:hover {
      background: #1557b0;
    }
    @media (max-width: 768px) {
      .page-banner h1 { font-size: 1.7rem; }
      .page-banner p { font-size: 0.95rem; }
      .titulo-secao { font-size: 1.5rem; }
      .historia-container { flex-direction: column; }
      .historia-imagem { max-width: 100%; }
    }


/* seguro-saude.html */
.page-banner {
      position: relative;
      width: 100%;
      min-height: 320px;
      display: flex;
      align-items: center;
      justify-content: center;
      text-align: center;
      background-size: cover;
      background-position: center;
      color: #fff;
      padding: 60px 20px;
      box-sizing: border-box;
    }
    .page-banner .overlay {
      position: absolute;
      inset: 0;
      background: linear-gradient(135deg, rgba(0,0,0,0.75), rgba(0,0,0,0.55));
    }
    .page-banner .banner-content {
      position: relative;
      z-index: 2;
      max-width: 760px;
      margin: 0 auto;
    }
    .page-banner h1 {
      font-size: 2.2rem;
      font-weight: 700;
      margin: 0 0 12px;
      letter-spacing: 0.5px;
    }
    .page-banner p {
      font-size: 1.05rem;
      margin: 0;
      opacity: 0.95;
      font-weight: 300;
    }
    .secao {
      padding: 64px 0;
    }
    .titulo-secao {
      text-align: center;
      font-size: 1.8rem;
      font-weight: 700;
      margin-bottom: 40px;
      color: #1a1a1a;
    }
    .historia-container {
      display: flex;
      gap: 40px;
      align-items: center;
      flex-wrap: wrap;
    }
    .historia-texto {
      flex: 1 1 320px;
      font-size: 1rem;
      line-height: 1.7;
      color: #333;
    }
    .historia-texto p {
      margin-bottom: 16px;
    }
    .historia-imagem {
      flex: 1 1 320px;
      max-width: 480px;
    }
    .historia-imagem img {
      width: 100%;
      height: auto;
      border-radius: 12px;
      object-fit: cover;
      display: block;
    }
    .cards {
      display: grid;
      grid-template-columns: repeat(auto-fit, minmax(240px, 1fr));
      gap: 24px;
    }
    .card {
      background: #fff;
      border-radius: 12px;
      overflow: hidden;
      box-shadow: 0 4px 16px rgba(0,0,0,0.08);
      transition: transform 0.25s ease, box-shadow 0.25s ease;
    }
    .card:hover {
      transform: translateY(-4px);
      box-shadow: 0 8px 24px rgba(0,0,0,0.12);
    }
    .card-img {
      width: 100%;
      height: 180px;
      object-fit: cover;
      display: block;
    }
    .card-body {
      padding: 20px;
    }
    .card-body h3 {
      font-size: 1.15rem;
      margin: 0 0 8px;
      color: #1a1a1a;
    }
    .card-body p {
      font-size: 0.95rem;
      line-height: 1.6;
      color: #555;
      margin: 0;
    }
    .cta-final {
      text-align: center;
      padding: 64px 20px;
      background: #f5f5f5;
    }
    .cta-final h2 {
      font-size: 1.8rem;
      margin-bottom: 16px;
      color: #1a1a1a;
    }
    .cta-final p {
      font-size: 1rem;
      color: #555;
      max-width: 600px;
      margin: 0 auto 28px;
    }
    .cta-final a {
      display: inline-block;
      background: #1a73e8;
      color: #fff;
      padding: 14px 32px;
      border-radius: 8px;
      text-decoration: none;
      font-weight: 600;
      font-size: 1rem;
      transition: background 0.2s ease;
    }
    .cta-final a:hover {
      background: #1557b0;
    }
    @media (max-width: 768px) {
      .page-banner h1 { font-size: 1.7rem; }
      .page-banner p { font-size: 0.95rem; }
      .titulo-secao { font-size: 1.5rem; }
      .historia-container { flex-direction: column; }
      .historia-imagem { max-width: 100%; }
    }


/* seguro-vida.html */
.page-banner {
      position: relative;
      width: 100%;
      min-height: 320px;
      display: flex;
      align-items: center;
      justify-content: center;
      text-align: center;
      background-size: cover;
      background-position: center;
      color: #fff;
      padding: 60px 20px;
      box-sizing: border-box;
    }
    .page-banner .overlay {
      position: absolute;
      inset: 0;
      background: linear-gradient(135deg, rgba(0,0,0,0.75), rgba(0,0,0,0.55));
    }
    .page-banner .banner-content {
      position: relative;
      z-index: 2;
      max-width: 760px;
      margin: 0 auto;
    }
    .page-banner h1 {
      font-size: 2.2rem;
      font-weight: 700;
      margin: 0 0 12px;
      letter-spacing: 0.5px;
    }
    .page-banner p {
      font-size: 1.05rem;
      margin: 0;
      opacity: 0.95;
      font-weight: 300;
    }
    .secao {
      padding: 64px 0;
    }
    .titulo-secao {
      text-align: center;
      font-size: 1.8rem;
      font-weight: 700;
      margin-bottom: 40px;
      color: #1a1a1a;
    }
    .historia-container {
      display: flex;
      gap: 40px;
      align-items: center;
      flex-wrap: wrap;
    }
    .historia-texto {
      flex: 1 1 320px;
      font-size: 1rem;
      line-height: 1.7;
      color: #333;
    }
    .historia-texto p {
      margin-bottom: 16px;
    }
    .historia-imagem {
      flex: 1 1 320px;
      max-width: 480px;
    }
    .historia-imagem img {
      width: 100%;
      height: auto;
      border-radius: 12px;
      object-fit: cover;
      display: block;
    }
    .cards {
      display: grid;
      grid-template-columns: repeat(auto-fit, minmax(240px, 1fr));
      gap: 24px;
    }
    .card {
      background: #fff;
      border-radius: 12px;
      overflow: hidden;
      box-shadow: 0 4px 16px rgba(0,0,0,0.08);
      transition: transform 0.25s ease, box-shadow 0.25s ease;
    }
    .card:hover {
      transform: translateY(-4px);
      box-shadow: 0 8px 24px rgba(0,0,0,0.12);
    }
    .card-img {
      width: 100%;
      height: 180px;
      object-fit: cover;
      display: block;
    }
    .card-body {
      padding: 20px;
    }
    .card-body h3 {
      font-size: 1.15rem;
      margin: 0 0 8px;
      color: #1a1a1a;
    }
    .card-body p {
      font-size: 0.95rem;
      line-height: 1.6;
      color: #555;
      margin: 0;
    }
    .cta-final {
      text-align: center;
      padding: 64px 20px;
      background: #f5f5f5;
    }
    .cta-final h2 {
      font-size: 1.8rem;
      margin-bottom: 16px;
      color: #1a1a1a;
    }
    .cta-final p {
      font-size: 1rem;
      color: #555;
      max-width: 600px;
      margin: 0 auto 28px;
    }
    .cta-final a {
      display: inline-block;
      background: #1a73e8;
      color: #fff;
      padding: 14px 32px;
      border-radius: 8px;
      text-decoration: none;
      font-weight: 600;
      font-size: 1rem;
      transition: background 0.2s ease;
    }
    .cta-final a:hover {
      background: #1557b0;
    }
    @media (max-width: 768px) {
      .page-banner h1 { font-size: 1.7rem; }
      .page-banner p { font-size: 0.95rem; }
      .titulo-secao { font-size: 1.5rem; }
      .historia-container { flex-direction: column; }
      .historia-imagem { max-width: 100%; }
    }


/* sobre.html */
.page-banner { height: 350px; background-size: cover; background-position: center; display: flex; align-items: center; justify-content: center; position: relative; }
    .page-banner .overlay { position: absolute; inset: 0; background: rgba(0,0,0,0.55); }
    .page-banner .content { position: relative; z-index: 2; text-align: center; color: #fff; }
    .page-banner h1 { color: #fff; font-size: 2.8rem; margin-bottom: 10px; }
    .page-banner p { color: rgba(255,255,255,0.9); font-size: 1.2rem; }

    .section-historia { padding: 80px 0; }
    .historia-container { display: grid; grid-template-columns: 1fr 1fr; gap: 50px; align-items: center; }
    .historia-container img { width: 100%; border-radius: 8px; box-shadow: 0 4px 20px rgba(0,0,0,0.1); }
    .historia-texto h2 { font-size: 2rem; margin-bottom: 25px; color: #111; }
    .historia-texto p { margin-bottom: 15px; line-height: 1.7; color: #444; }

    .section-valores { padding: 80px 0; background: #fff; }
    .section-valores h2 { text-align: center; font-size: 2rem; margin-bottom: 50px; color: #111; }
    .cards { display: grid; grid-template-columns: repeat(3, 1fr); gap: 30px; }
    .card { background: #f4f7f9; padding: 30px; border-radius: 8px; box-shadow: 0 2px 10px rgba(0,0,0,0.05); }
    .card h3 { font-size: 1.3rem; margin-bottom: 15px; color: #111; }
    .card p { line-height: 1.6; color: #444; margin-bottom: 10px; }
    .card p:last-child { margin-bottom: 0; }

    .section-equipe { padding: 80px 0; background: #f9fafb; }
    .section-equipe h2 { font-size: 2rem; margin-bottom: 25px; color: #111; }
    .section-equipe p { line-height: 1.7; color: #444; margin-bottom: 15px; }

    .section-cta { padding: 80px 0; text-align: center; }
    .section-cta h2 { font-size: 2rem; margin-bottom: 20px; color: #111; }
    .section-cta p { max-width: 700px; margin: 0 auto 30px; line-height: 1.7; color: #444; }
    .btn-cta { display: inline-block; padding: 15px 35px; background: #25d366; color: #fff; text-decoration: none; border-radius: 6px; font-weight: 600; transition: background 0.3s; }
    .btn-cta:hover { background: #1da851; }

    @media (max-width: 768px) {
      .historia-container { grid-template-columns: 1fr; gap: 30px; }
      .cards { grid-template-columns: 1fr; }
      .page-banner h1 { font-size: 2rem; }
    }